Free Property Tool
Ready to upgrade from HDB to condo?
Check your MOP completion date and whether you'd qualify for ABSD remission — the two things that decide when you can actually move.
MOP: 5 or 10 Years
ABSD Remission: 6-Month Window
Your HDB flat
Indicative estimate only. Confirm your exact MOP date on the HDB e-Service portal, and confirm remission eligibility with IRAS or your lawyer before committing to a purchase.
MOP Completion Date
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Flat type—
MOP duration—
Get a full readiness summary — estimated HDB sale proceeds, next-purchase budget and a matched timeline — sent to you by Mindy.
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✅ Thanks — Mindy will follow up with your full upgrading plan.
FAQ
HDB upgrading questions
The Minimum Occupation Period starts from the date you collect your keys, not the date you booked the flat. Standard flats require 5 years; Prime and Plus flats launched from October 2024 require 10 years.
Only after your HDB flat has passed its MOP. You can then buy private property, but ABSD is payable upfront in cash. Singapore Citizen married couples can apply for a refund (remission) if they sell the HDB flat within 6 months of the new purchase.
You lose eligibility for ABSD remission and the ABSD already paid is not refunded. Plan your HDB sale and new purchase timelines together to stay inside the 6-month window.
Thinking about upgrading soon?
Mindy has coordinated many sell-then-buy journeys — she'll help you sequence the sale and purchase correctly.